For small and medium-sized businesses, a card machine should make life easier, not harder. It needs to be reliable, simple to use, flexible enough for different trading styles, and affordable on a day-to-day basis. The PAX A920 has become a popular choice among SMEs because it delivers on all of these points without feeling overcomplicated or outdated. When you look at how it fits into everyday trading, it’s easy to see why many businesses decide it’s the right option for them.
Easy to Use Without the Learning Curve
One of the biggest positives of the PAX A920 is how intuitive it is. The device uses a large touchscreen and an Android-based system, which means it feels far more like using a smartphone than a traditional card machine. For business owners and staff, that familiarity makes a real difference. There’s no need to memorise button combinations or navigate clunky menus, and most people can use it confidently from day one.
This ease of use is especially helpful for SMEs where staff may change regularly or where multiple people need to take payments. Training time is kept to a minimum, mistakes are reduced, and transactions feel smoother for customers. A simple, clear screen also makes the checkout process feel more professional, helping businesses give a good impression without investing in complicated point-of-sale systems.
Fast, Flexible Payments That Suit Modern Customers
The PAX A920 supports all the payment methods customers expect, including chip and PIN, contactless cards, and mobile payments such as Apple Pay and Google Pay. With over half of UK adults now using mobile wallets to pay, having this option built in is quickly becoming essential rather than a nice extra. Payments are processed quickly, helping reduce queues and keep things moving during busy periods. For SMEs, that speed can make a noticeable difference to customer flow, particularly in retail, hospitality, and service-based businesses.
What also sets the A920 apart is its flexibility. With built-in Wi-Fi and 4G connectivity, it can be used anywhere around your business rather than being tied to a single counter. Whether you’re taking payments at the table, on the shop floor, or out at events and markets, the device adapts to how you trade. The long-lasting battery and built-in receipt printer mean there’s no need for extra equipment, keeping your setup simple and portable.
Reliable Security Without Extra Hassle
Security is a non-negotiable when it comes to card payments, but most SMEs don’t want to spend their time worrying about technical details or compliance rules. The PAX A920 meets strict industry security standards, helping protect both your business and your customers’ payment data. Everything runs quietly in the background, so payments stay safe without adding extra steps to your day.
At Reduce My Costs, we also support you with PCI compliance, helping make sure your business stays on the right side of the requirements without unnecessary stress. And if you ever do run into an issue, you’re not left on your own. We offer round-the-clock dedicated customer care, so whether it’s a question about your card machine or a problem with your merchant bank, our team is on hand to troubleshoot and help get things sorted quickly.
This combination of built-in device security and ongoing support gives real peace of mind, especially for smaller businesses without dedicated IT teams. Knowing that payments are secure — and that expert help is always available if you need it — helps keep your business running smoothly and builds confidence with every transaction.
Affordable and Cost-Effective for SMEs
Cost is always a key factor for small and medium-sized businesses, and this is another area where the PAX A920 performs well. By combining multiple features into one device — including payment processing, receipt printing, and smart functionality — it removes the need for additional hardware. This helps keep upfront and ongoing costs down, which is especially important for businesses watching their margins.
The flexibility of the A920 also adds to its cost-effectiveness over time, especially when paired with Reduce My Costs’ competitive pricing. We offer super low transaction fees, starting from as little as 0.3%, to help businesses keep more of what they earn with every sale. Because the A920 runs on an Android platform, it can also support additional apps and features as your business grows, rather than needing to be replaced. This makes it a sensible long-term investment for SMEs looking for genuine value, not just the cheapest option available.
So, Is the PAX A920 a Good Choice for SMEs?
For most small and medium-sized businesses, the answer is yes. The PAX A920 strikes a strong balance between ease of use, flexibility, security, and affordability. It fits naturally into everyday trading, feels familiar to use, and adapts to different business environments without adding unnecessary complexity.
If you’re looking for a card machine that keeps payments simple, supports growth, and offers real value for money, the PAX A920 is a solid and reliable choice for SMEs. Get in touch with our expert team today to learn more.
