Reduce My Card Payment Costs

We help SMEs reduce card payment costs with solutions that keep fees low while improving the customer payment experience, helping you keep more of what you earn.

Save 35% on average with RMC.

At Reduce My Costs, we partner with multiple banks and payment providers to secure tailored card payment solutions for your business. Because card terminal pricing isn’t standardised like gas or electricity, comparing rates can quickly become confusing — and that’s often where businesses end up overpaying.

We make it simple.

Our team reviews your current setup, compares providers properly, and negotiates competitive rates on your behalf — so you know you’re on a deal that genuinely works for the way your business trades.

Whether you’re running a restaurant, retail store, sports club or service-based business, we’ll match you with the right solution. From countertop and portable machines to fully integrated systems, we ensure your payment process is smooth, reliable, and built to support your growth.

Less confusion. Better rates. Payment solutions sorted.

Card
Machines

Ecommerce
Gateways

EPOS
Systems

Virtual
Terminals

The Ultimate Card Machine For SMEs.

We’re committed to helping SMEs find the right card payment solution for the way they operate — and one of our most popular options is the versatile PAX A920.

The PAX A920 is a fully mobile card machine, designed to move with your business. Whether you’re serving customers at the table, on the shop floor, or on the go, it gives you the flexibility to take payments wherever they’re needed.

Combining portability with Wi-Fi connectivity and an Android operating system, it delivers the performance of a smart device with the reliability you’d expect from a professional payment terminal.

Flexible, efficient, and built around your customers — exactly how modern payments should be.

Innovative Ecommerce, EPOS and Virtual Terminals.

At Reduce My Costs, we offer a full range of payment solutions to support however your business trades.

Selling online? Our secure e-commerce gateways make it simple to accept payments smoothly and safely, giving your customers a seamless checkout experience.

Operating in-store? Our EPOS systems streamline transactions and integrate neatly into your day-to-day operations, helping you improve efficiency, accuracy, and reporting.

Need to take payments remotely? Our virtual terminals allow you to process transactions over the phone or via mail order, giving you added flexibility without complicating your setup.

Whatever your payment needs, we’ll make sure you have the right tools in place — reliable, efficient, and built around how your business works.

Finding You Competitive Prices.

When you work with us, you’ll be assigned a dedicated Account Manager who takes the time to understand how your business operates and what you actually need.

They’ll present personalised merchant packages, walk you through supplier comparisons, and help you choose the contract that makes the most commercial sense — without pressure or confusion.

Your Account Manager stays focused on making sure you’re on the right deal at a competitive price. And once everything is in place, our friendly customer care team is always on hand to help with any questions or support you might need.

Clear advice, competitive packages, and ongoing support — all handled for you.

Additional Products.

At Reduce My Costs, we make sure your merchant services setup is fully covered, supplying everything you need to take payments smoothly and keep operations running day to day, including till roll subscriptions, secure terminal bases, additional terminals, and all of the essential extras like scanners and printers. Everything is designed to integrate seamlessly with your existing systems, so it’s simple to set up, reliable to use, and easy to manage.

Why Choose Reduce My Costs?

Fixed Processing Fees

PCI Compliance Management Fee Included

Next Day Funding

No Set-Up Fees

Card Payment FAQs

What is a Merchant Account?

A merchant account is a type of business bank account that allows a business to accept and process electronic payment card transactions.

What is PCI DSS and is it important?

PCI DSS stands for Payment Card Industry Data Security Standard. It is a set of security standards designed to ensure that all companies who accept, process, or transmit credit card information maintain a secure environment for date processing. PCI DSS is backed by all major debit and credit card companies such as VISA, Mastercard and American Express. If you’re not compliant with PCI DSS, you could be more vulnerable to cyber attacks and lose your customers trust.

What is a chargeback?

A chargeback is the payment amount that is returned to a debit or credit card, after a customer disputes the transaction or simply returns the purchased item. Merchant acquiring banks will generally charge a fee to merchants for chargeback transactions. These fees are detailed in a merchant account agreement.

How are you more competitive than my bank?

Most banks do not own their own card payment services. In fact, they simply partner up with a large card processor and resell their products. From our experience, these “direct with the bank” packages are the most expensive.

How secure are your payment solutions?

Security is our top priority. We employ advanced encryption and robust security protocols to ensure that all transactions are safe and secure. All of our card machines have end-to-end encryption built in and we have systems in place to detect fraud. All of our payment solution systems are also fully compliant with PCI-DSS standards.

What support do you offer?

We offer 24/7 customer support to assist you with any questions or issues you may have. Our expert team is always ready to help you ensure your payment processing runs smoothly. You can call us on 0800 989 0144 if you face any issues, or book a consultation with our customer care team.

Reduce My Card Payment Costs

We help SMEs reduce card payment costs with solutions that keep fees low while improving the customer payment experience, helping you keep more of what you earn.

Energy

Renewables

Water

Telecoms

Payments

Web Design

Finance

Waste